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Personal Chef Business Plan Template – Instant Download

Cooking great food is only half the job. Clients expect planning, food-safety, punctuality, and a smooth service—whether weekly meal prep, intimate dinners, or diet-specific programs. This lender-ready plan turns your skills into a real business with clear offers and numbers.

Delivered instantly in editable Word & PDF, the template follows an SBA-aligned outline and includes a defendable 3-year forecast. Map menus and packages, schedule prep days, price for COGS and travel, and present like a pro to banks and partners.

Built for the U.S. market. Plain-English guidance. Funding-first structure.

BPlanMaker specialization: U.S. small-business plans with lender-friendly forecasts. Editorial standards require transparent assumptions, current sources, single-H1 markup, and sensible citations for claims.

Quick answer: A lender-ready personal chef business plan (Word & PDF) with menus & pricing, meal-prep/private-dining workflows, client onboarding, food-safety notes, and a 3-year forecast—so you can secure funding and book clients fast.

  • SBA-aligned sections + 3-year forecast (meals × price, COGS, delivery/travel, retention).
  • Operations mapped to real tools (menu planners, scheduling, payments/POS, food-safety checklists).
  • Tiered offers (weekly prep, private dining, dietary programs) with add-ons (shopping, pantry reset, events).

What’s Inside

  • Executive Summary — Vision, services, target clients, milestones, funding ask.
  • Products & Services — Meal prep, private dining, diet-specific menus, app partnerships, Square POS.
  • Market Analysis — Healthy-at-home demand, demographics, competitor scan, seasonal peaks.
  • Operations — Menu planning, scheduling, sourcing, food-safety workflow, delivery & logistics.
  • Marketing — Instagram food photos, local SEO, wellness and realtor partnerships.
  • Management — Chef + assistants, subcontractor model, SLAs, privacy & trust policies.
  • Financial Forecast — Meals/week, utilization, COGS, delivery/travel, software, breakeven.

How This Plan Is Built

  • Lender-recognized outline and assumption table for clarity.
  • Driver-based model (meals, retention, routes/travel) to project revenue and cash.
  • Editable inputs and notes so your banker can trace each number.

Compliance & Licensing (U.S.)

Cover business registration, liability insurance, client contracts, and food-safety credentials (many operators complete a Food Handler course such as ServSafe Food Handler). If you cook in a client’s home, confirm local rules; if you use a prep kitchen, verify permits and health codes in that jurisdiction. Keep clear policies for cancellations, allergies, temperature control, and data handling. :contentReference[oaicite:0]{index=0}

Who Should Use This Plan

  • Personal chefs launching their first business
  • Nutritionists adding in-home cooking services
  • Caterers expanding into meal prep/private events
  • SBA loan applicants & investor-funded startups
  • Entrepreneurs building health-focused food brands

Why Choose This Business Plan

Consultants charge $700+ for a similar plan. This template is ready now—SBA-aligned, fully editable, and tailored to personal chef operations with menus, pricing, sourcing, delivery, and a 3-year forecast lenders recognize.

Key Risks & Mitigations

  • COGS creep: Lock vendor lists, seasonal menus, and portion standards.
  • Schedule gaps: Batch prep days; offer prepaid packages and retainers.
  • Food-safety risk: Maintain training, logs, and cold-chain procedures.

Pricing & Costs / Break-Even

Offer 2–3 tiers (weekly meal prep, private dining, dietary programs) plus add-ons (shopping, pantry reset, events). Model meals per week, average order value, COGS %, delivery/travel, and retention to project MRR. Breakeven is driven by utilization and planned prep days.

How do I write a personal chef business plan?

Keep it lender-friendly: executive summary, market analysis, menus & pricing, operations & food-safety, marketing, management, and a 3-year forecast tied to meals × price. Show retainers and repeat-client logic for stable revenue.

BPlanMaker — Personal Chef Business Plan Template (U.S., SBA-aligned)
Buy Now – Personal Chef Plan Instant Download – Start Today

Industry Snapshot (U.S.)

U.S. food spending remains elevated, supporting premium at-home services and private dining. Households balance time with convenience, while off-premises habits (pickup, takeout) continue post-pandemic—favorable for meal-prep and hosted dinners. Use seasonal menus and retainers to smooth holiday peaks and summer lulls.

Sources: USDA ERS — Food Expenditure Series (Sept 2025 update); National Restaurant Association — 2025 Off-Premises Trends. :contentReference[oaicite:1]{index=1}

What You’ll Turn In / What You’ll Customize / What’s Not Included

What You’ll Turn In: Lender-ready plan (Word & PDF), 3-year forecast, menu & package tables, client-intake templates.
What You’ll Customize: City/market data, partner kitchens, pricing, travel radius, retainer terms, brand voice, allergy policies.
What’s Not Included: Kitchen facilities, vehicles, or third-party legal/tax advice.

Frequently Asked Questions

Can I edit this plan for my brand?▾
Yes—open in Word to add your logo, menus, package names, pricing, and policies. The forecast updates as you adjust key drivers.
Is it SBA- and investor-ready?▾
Yes. Sections mirror SBA expectations and include use-of-funds, food-safety notes, and a clear path to recurring revenue.
Does it include projections?▾
Yes—a 3-year model for meals, COGS, delivery/travel, seasonality, and breakeven. Built for lender review.
How fast can I use it?▾
Instant download. Edit in Word today, then pitch lenders or partners this week.

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Helpful Reads

Ready to Launch Your Personal Chef Business?

Every week you wait, competitors capture your clients. This template saves $700+ and gets you lender-ready fast.

Start with a data-driven plan investors trust — download, edit, and launch today.

Buy Now & Download Instantly – Personal Chef Plan

Version: v1.02 • Update cadence: reviewed quarterly for accuracy

Questions before buying? Email email@bplanmaker.com — we respond fast.

Last updated: October 2025 by BPlanMaker.

Templates are educational business documents, not legal or tax advice.

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Personal Chef Business Plan - Instant Download

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