Buyer Disclaimer, Intended Use & License Agreement

Buyer Disclaimer, Intended Use, License & Intellectual Property Agreement

1. Intended Use & No Professional Advice

This business plan and all accompanying materials (the “Document”) are provided as a professionally prepared sample, template, and strategic planning resource for educational and illustrative purposes only.

The Document does not constitute, and shall not be interpreted as, legal advice, financial advice, accounting advice, tax advice, medical advice, regulatory advice, investment advice, or professional consulting services of any kind. No attorney-client, advisor-client, fiduciary, or professional relationship is created by the purchase or use of this Document.

Buyers are solely responsible for determining the suitability, accuracy, and applicability of this Document for their specific business circumstances.

2. No Guarantees or Representations

All financial projections, forecasts, budgets, operational assumptions, and market analyses contained in this Document are hypothetical estimates based on generalized industry norms, public data, and stated assumptions.

Actual results will vary.
No guarantee—express or implied—is made regarding:

• Loan approval or funding
• Investor acceptance
• Revenue, profit, or cash flow
• Business success or viability
• Regulatory approval or licensing

Use of this Document does not ensure or imply any particular outcome.

3. Buyer Responsibility & Regulatory Compliance

Buyers acknowledge and agree that they are fully and exclusively responsible for:

• Verifying all information prior to use
• Customizing the Document to reflect their specific entity, ownership, location, and operations
• Ensuring compliance with all federal, state, county, and local laws

Certain industries may be subject to heightened regulatory oversight, including but not limited to licensing, ownership restrictions, scope-of-practice rules, professional supervision requirements, zoning limitations, and industry-specific compliance obligations. These requirements vary by jurisdiction and are outside the control of the seller.

Buyers assume all responsibility for compliance prior to submitting this Document to lenders, investors, regulators, or third parties.

4. Customization & Independent Review Requirement

This Document is not intended for direct submission without modification. Buyers are expressly required to:

• Customize ownership details, financials, staffing, pricing, and operational data
• Conduct independent verification of all assumptions
• Obtain review from qualified professionals (legal, financial, tax, regulatory) as appropriate

Any reliance on this Document without proper customization or review is undertaken entirely at the buyer’s own risk.

5. Intellectual Property Ownership

This Document, including but not limited to:

• All written content
• Structure, layout, and formatting
• Financial models and projections
• Language, phrasing, and presentation

is the exclusive intellectual property of the seller and is protected under applicable U.S. and international copyright and intellectual property laws.

All rights not expressly granted are reserved by the seller.

6. License Grant (Limited Use Only)

Upon purchase, the buyer is granted a limited, non-exclusive, non-transferable, revocable license to use the Document solely for their own internal business planning purposes and for submission to lenders, investors, or professional advisors in connection with a single business venture.

This license does not transfer ownership.

7. Prohibited Uses (No Resale / No Redistribution)

The buyer may not, under any circumstances:

• Resell, sublicense, license, or redistribute the Document
• Share the Document publicly or commercially
• Bundle the Document with other products or services
• Claim authorship or ownership
• Repackage the Document for resale, giveaway, or lead generation
• Use the Document to create competing or derivative products

Any unauthorized reproduction or distribution, in whole or in part, constitutes copyright infringement and may result in legal action.

8. Limitation of Liability

To the maximum extent permitted by law, the seller shall not be liable for any:

• Direct or indirect damages
• Incidental or consequential damages
• Lost profits or lost opportunities
• Denied funding or financing
• Regulatory penalties or enforcement actions
• Business interruption or failure

arising from the use, misuse, or reliance upon this Document.

9. Indemnification & Hold Harmless

The buyer agrees to defend, indemnify, and hold harmless the seller from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising from:

• Use or misuse of the Document
• Failure to comply with laws or regulations
• Submission of the Document to third parties
• Business decisions made based on the Document

10. Acceptance of Terms

By purchasing, downloading, accessing, or using this Document, the buyer:

• Acknowledges they have read and understood this Agreement
• Agrees to be bound by its terms
• Accepts full responsibility for use and implementation
• Recognizes that no ownership rights are transferred