1. Executive Summary — You open with a lender-skim page that states your CNC niche, target buyers, funding request, and the specific milestones that de-risk the loan. It highlights what you cut, who you cut for, and why your shop wins locally. Reviewers see a tight snapshot of the business before they ever reach the numbers. This section is written to match bank expectations and SBA summary style.

2. Company & Concept Overview — This chapter defines your shop format (custom studio, cabinet-parts supplier, millwork partner, signage/fixture house, or hybrid) and the footprint you’re building for. It explains location logic like industrial access, delivery radius, and material supply proximity. You also document your competitive edge — speed, quality control, niche specialization, or B2B reliability. Lenders need to see a coherent concept, not “we’ll cut anything.”

3. Market & Customer Demand — You show observable local demand by outlining your trade area, competitor gaps, and the buyer segments you’ll prioritize. The plan focuses on repeat revenue drivers: cabinet shops, contractors, designers, makers, and light-manufacturing accounts that keep your router booked midweek. You’ll include proof points like quote volume targets and booked-capacity goals. This is where you justify utilization assumptions in the financial model.

4. Services, Pricing & Cost Controls — This section lays out your service menu (cabinet parts, furniture components, architectural millwork, signage, fixtures, prototypes, finishing add-ons) and your pricing ladder. It separates setup/design fees from run-time or per-sheet pricing so short runs stay profitable. You document sheet-yield targets, scrap policy, and margin standards by job type. Clear cost controls here prevent “perfect world” financials.

5. Operations & Staffing — You map your real workflow from CAD/CAM prep to nesting, cutting, finishing, QC, packaging, and delivery windows. The plan includes changeover discipline, tool-library management, spoilage logs, and batch rules to keep throughput stable. Staffing covers the labor ladder by volume: operator/estimator, finisher support, and cross-trained helpers as jobs scale. Lenders want to see how you avoid bottlenecks when orders spike.

6. Marketing & Sales — This chapter shows how jobs enter the pipeline in a repeatable way. You’ll outline contractor outreach, portfolio proof, local SEO, and a 24-hour quote/follow-up cadence designed to lift win rates. The plan includes referral loops with builders and cabinet shops, plus content/photo strategy that supports your Google Business Profile. Reviewers see a system, not “we’ll run ads.”

7. Financial Plan — Your forecast is month-by-month for 36 months and ties revenue directly to CNC levers: jobs/month × AOV × sheet yield × cut-time utilization. It includes break-even, debt-coverage logic, and a clear use-of-funds schedule for equipment, tooling, materials, and working capital. Because inputs are visible and traceable, underwriters can verify the math quickly. You adjust assumptions once and the model updates automatically.

NAICS Code: 337212 — Custom Architectural Woodwork & Millwork Manufacturing. Official NAICS reference. CNC demand typically splits between repeat B2B cabinet/millwork runs and higher-margin custom jobs. Lenders expect proof of booked capacity, fast quoting, yield control, and a job-mix plan that keeps spindle utilization steady year-round.

Authority reference: OSHA woodworking safety overview.

Prepared by BPlanMaker — U.S. small-business planning specialists. Methodology: bank-style section order, one-page financial summary, and a three-year monthly model tied to operational levers. Last updated: November 2025 by BPlanMaker.

Templates are educational business documents, not legal or tax advice.