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Moving Company Business Plan Template – Instant Download

Launch a residential, commercial, or interstate moving service with a lender-ready plan that speaks your industry’s language—rates, routes, trucks, crews, margins, insurance, and compliance. This editable template follows the SBA format lenders expect and includes a clear 3-year forecast you can tailor to your city, fleet size, and seasonality.

You’ll get structured sections for market analysis, pricing logic (hourly, flat-rate, linehaul), staffing and scheduling, dispatch and claims procedures, and a marketing plan that actually books jobs. Replace sample assumptions with your ZIP codes, rates, and service mix—export to PDF and walk into the bank this week.

Delivered instantly in Microsoft Word and PDF. U.S. focused. Built to win funding fast.

BPlanMaker specializes in U.S., SBA-aligned business plan templates with transparent methods and recent data. Each plan follows lender-recognized sections, ties revenue and costs to real drivers, and is copy-editable in Word. Citations point to reputable sources; internal links are verified 200-OK before delivery.

Quick Answer: The fastest way to write a bank-ready moving company business plan is to start with an SBA-aligned template—then localize your service radius, pricing (hourly + linehaul), fleet and crew schedule, and a 3-year forecast tied to jobs per week and average ticket.

  • SBA-aligned sections, U.S. focus, and a defendable 3-year forecast.
  • Operations mapped to real tools: dispatch boards, COIs, valuation/claims, DOT logs.
  • Tiered offers modeled: packing, materials, storage handoffs, debris haul-away, premium windows.
  • Built to present use-of-funds, break-even, and risk controls lenders recognize.

What’s Inside

  • Executive Summary — Concept, service area, milestones, funding ask.
  • Products & Services — Local, long-distance, commercial, packing, materials, specialty items.
  • Market Analysis — Demand drivers, competitors, seasonal patterns.
  • Operations — Fleet & crew model, safety/claims, route planning, communication SOPs.
  • Marketing — Google Business Profile, reviews, realtor/apt partnerships, PPC call-tracking.
  • Management — Roles, hiring/training, KPIs (utilization, on-time %, damage rate).
  • Financial Forecast — Jobs/week, crew hours, COGS (labor, fuel, maintenance), overhead, break-even.

Methodology

  • SBA-style structure for lender review speed.
  • Driver-based model: revenue = jobs/week × avg ticket; costs = crew hours, fuel, maintenance, claims.
  • City-level inputs: ZIP codes, service radius, access factors, seasonality.
  • Benchmarks from recent public data and trade references (cited where stated).
  • Editable Word & PDF; export clean, lender-friendly PDF.

Compliance & Licensing (U.S.)

Interstate household-goods carriers must obtain FMCSA operating authority and file public liability and cargo insurance; consumer protections in 49 CFR Part 375 apply to estimates, bills of lading, and valuation options. See FMCSA — Types of Operating Authority and FMCSA — Household Goods Regulations.

  • USDOT number (interstate) and state permits where required.
  • Proof of insurance (BI/PD + cargo) filed with FMCSA.
  • Valuation disclosure (Full Value vs. Released Rate) and claims process.
  • Driver qualification files, hours-of-service, vehicle maintenance logs.

Who Should Use This Plan

  • First-time founders starting a local moving company.
  • Existing movers adding interstate or office relocations.
  • Logistics operators expanding into packing & storage handoffs.
  • SBA loan and grant applicants needing a formal, lender-ready plan.

Why Choose This Business Plan

Generic templates skip the hard parts—crew scheduling, COIs, claims, and real margin math. This plan is written for moving companies, so your pricing, utilization targets, and controls are credible to lenders. Edit assumptions and export a professional PDF your bank recognizes on sight.

Key Risks & Mitigations

  • Fuel volatility — add fuel surcharge tables and revisit quarterly.
  • Damage/claims — train on packing/handling; track damage rate KPI; clear valuation options.
  • Seasonality — build off-season marketing and crew cross-utilization.
  • Utilization shortfalls — tighten dispatch windows; add weekday specials to smooth demand.

Pricing & Costs / Break-Even

Quote labor by crew size and hours, plus truck, fuel, stairs/elevator, long carries, and linehaul for interstate. Model three tiers (basic, standard, premium packing). Break-even hinges on jobs/week × crew hours × average ticket versus labor, fuel, maintenance, and overhead.

How do I write a moving company business plan?

Start with an SBA outline: Executive Summary, Market, Offers, Operations, Management, and Financials. Tie revenue to jobs per week and average ticket; tie costs to crew hours, fuel, maintenance, and claims. Add use-of-funds and show break-even by volume and utilization.

What should my moving prices include?

Include hourly labor, truck, fuel, materials, access fees, and linehaul where applicable. Offer 2–3 clear packages and publish what’s included. The forecast in this template models package mix and utilization so you can defend margins and cash flow.

BPlanMaker — Moving Company Business Plan Template (U.S., SBA-aligned)
Buy Now – Moving Plan Instant Download – Start Today

Industry Snapshot (U.S.)

U.S. geographic mobility has drifted lower in recent years, but millions still move each year for housing and jobs. In 2023, about 7.8% of people moved, reflecting recent economic and housing conditions. Within NAICS 484210 (Used Household & Office Goods Moving), employment averaged about 100,000 jobs in 2024, down modestly from 2022–2023. For your forecast, model late-spring to summer peaks, utilization targets by truck and crew, and a defensible fuel/maintenance glidepath. After you set baseline jobs per week and average ticket, pressure-test margins with fuel surcharges and realistic damage rates.

Sources: U.S. Census Bureau — Geographic Mobility (2023 CPS, Dec 2024); FRED/BLS — Employment, NAICS 484210 (Updated Apr 2025).

What You’ll Turn In

  • Editable business plan (Word) + matching PDF.
  • 3-year financial forecast tied to jobs/week, crew hours, fuel, maintenance.
  • Use-of-funds summary and lender-style Executive Summary.

What You’ll Customize

  • Service radius, pricing (hourly + linehaul), access fees, materials.
  • Truck/crew schedule, dispatch SOPs, safety and claims handling.
  • Vendor stack (GPS/dispatch, e-signature, payments, review tools).

What’s Not Included

  • Legal/tax advice or DOT filing services.
  • Custom financial model beyond the included 3-year forecast.
  • Third-party valuations or claims administration.

Related Products

Helpful Reads

Frequently Asked Questions

Is this plan SBA- and lender-ready?▾
Yes. It follows SBA structure and includes a defendable forecast so banks can validate assumptions quickly.
Can I use it for single-van startups and interstate moves?▾
Yes. It supports solo operators through multi-truck fleets, local and long-distance models, and specialty items.
Does it include pricing & cost assumptions?▾
Yes—hourly labor, linehaul, fuel, truck maintenance, materials, access fees, plus utilization and seasonality.
How fast can I customize it?▾
Most buyers localize city, rates, and truck/crew details in under two hours—then export a lender-ready PDF.
What about insurance, COIs, and claims?▾
The operations section outlines certificates of insurance, valuation options, and a basic claims workflow you can adopt.

Ready to Open Your Moving Company?

Every week you wait, competitors grab the best locations and early customers. This template saves $700+ in consulting fees and gets you lender-ready fast.

Start with a data-driven, funding-friendly plan investors trust — download, edit, and launch today.

Buy Now & Download Instantly – Start Your Moving Company

Version: v1.00 • Update cadence: reviewed quarterly for accuracy

Questions before buying? Email email@bplanmaker.com — we respond fast.

Last updated: October 2025 by BPlanMaker.

Templates are educational business documents, not legal or tax advice.

BPlanMaker

Moving Company Business Plan Template – Instant Download

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