Business Plan Templates — 370+ Industry-Specific, Lender-Ready Plans

BPlanMaker provides 370+ business plan templates tailored for U.S. lenders, SBA reviewers, banks and investors. Our industry-specific business plan templates combine clear narrative, lender-friendly structure, and editable financial models so you can move from idea to a professional, lender-ready PDF quickly. Use them for SBA 7(a)/504 loan submissions, bank financing, lease negotiations, investor pitches, and internal growth planning.

Why BPlanMaker business plan templates

Our templates are written by U.S.-based business plan professionals who have supported SBA submissions, bank underwriting and investor due diligence. They combine industry-specific assumptions with clear, lender-appropriate language so reviewers can validate revenue drivers, margins, and cashflow without digging through ambiguous narrative.

• Lender-ready format: SBA-aligned sections and an executive summary that highlights the funding ask and repayment plan.
• Industry specificity: assumptions for restaurants, retail, construction, healthcare, mobile concepts and more.
• Editable financials: three-year forecasts with adjustable revenue drivers and cost line items.
• One-time purchase: download, customize, and use — no subscription required.

How our templates work — simple workflow

The process is intentionally straightforward so founders and advisors can create professional plans quickly:

1. Choose a template: use the A–Z catalog or category pages (examples below) to find the closest industry match.
2. Download files: editable Word and PDF versions with a companion spreadsheet-style forecast.
3. Customize narrative: swap in your location, ownership, operations and unique selling points.
4. Adjust financials: edit pricing, capacity, staff, and startup costs in the 3-year model.
5. Export & deliver: create a polished PDF for your SBA, bank, investor or landlord package.

Who uses these business plan templates?

Entrepreneurs, advisors, accountants, and small business lenders use these templates for real-world funding and planning needs. Typical users include:

• First-time founders preparing funding packages for banks or investors.
• Existing small businesses applying for refinancing or growth capital.
• Franchisees and multi-unit operators building pro forma rollouts.
• Nonprofits assembling grant proposals with clear financials.

Explore templates by category (concise, practical detail)

Below are focused descriptions of our major category families. Each category links to a verified internal page in the catalog where you can preview sample sections, filter templates, and download editable Word/PDF files with the included 3-year forecast.

• Restaurants & Food Service: plans for full-service, quick-service, cafés, catering and commissaries. Includes food cost modeling, labor scheduling, POS-driven revenue and startup equipment lists. Open restaurant & food service templates.
• Retail & Specialty Shops: supporting retail plans for brick-and-mortar and hybrid e-commerce concepts with inventory turnover, markup, and lease/occupancy scenarios for landlord negotiations. Open retail templates.
• Construction & Skilled Trades: contractor and trade plans with job-costing, equipment schedules, and phased revenue recognition to match real contract cashflows. Open construction & trades templates.
• Home & Local Services: templates for HVAC, cleaning, landscaping, and other recurring-service businesses with dispatch assumptions and service-area economics. Open home services templates.
• Medical, Dental & Wellness: clinic and practice plans with staffing ratios, reimbursement and compliance costs for lenders and grant reviewers. Open medical & wellness templates.
• Mobile Food, Carts & Seasonal: food trucks, carts, pop-ups and seasonal attractions that need seasonality curves, permit costs and event revenue modeling. Open mobile food & cart templates · Open seasonal & holiday templates.
• Automotive & Repair: plans for repair shops, detailing centers and specialty garages including bay capacity, parts margins and labor rate assumptions. Open automotive templates.

How to choose the best business plan template

If you’re unsure which template fits best, start with the operational model rather than the exact niche. Use this checklist to find a practical match quickly:

• Core model fit: product vs service, one-time sale vs recurring revenue, single-location vs multi-unit.
• Key drivers: ticket size, labor intensity, inventory needs, seasonality.
• Regulatory requirements: choose a regulated-category template if licensing/compliance affects costs.
• Scenarios: use built-in multi-scenario tables for conservative, base and aggressive forecasts.

Real-world uses & our methodology

Entrepreneurs use our templates for SBA loan packages, bank presentations, investor decks, lease negotiations, and internal planning. Each template is built from a repeatable methodology that balances market realism with lender expectations.

Our methodology: industry research → comparable business models → SBA-aligned outline → operational assumptions → 3-year financial modeling → plain-language editing and peer review.

Will a BPlanMaker template improve my SBA loan submission?

A well-structured, industry-appropriate template makes underwriting easier by clearly presenting revenue drivers, cost assumptions, and cashflow timing. While the template helps present your case, final credit decisions also depend on borrower credit, collateral, and lender discretion. Use the template to make assumptions explicit and to attach supporting documents (tax returns, resumes, licenses).

Can I adapt a template to a slightly different niche?

Yes — each template is an adaptable starting point. If an exact niche is not listed, select the closest operating model and update narrative sections and financial line items (pricing, capacity, labor) to match your concept. Use the Business Planning Glossary for lender-friendly terminology. Open the glossary.

Quick FAQ

Related resources

Helpful quick links — these internal pages are part of our verified catalog and reference resources:

• Business Plan Templates (A–Z) — full catalog.
• Restaurants & Food Service templates — category examples and samples.
• Retail & Specialty Shop templates — category examples and samples.
• Business Startup Guide 2025 — practical guide (blog-style resource).
• Business Planning Glossary (A–Z) — definitions and lender-friendly wording.